Streamlining Real Estate Transactions—Our Partnership With Earnnest

August 21, 2024

At Riverside Homebuilders we are proud to announce our new partnership with Earnnest, a leading digital payment platform revolutionizing real estate transactions. This partnership was motivated by a shared commitment to enhancing the customer experience and streamlining the home buying process through innovative technology. With Earnnest, our customers can enjoy a more secure, efficient and transparent way to make payments, and the platform ensures that all payments are handled seamlessly—reducing any stress or uncertainty for buyers. 

Effortless payments and comprehensive support

Earnnest is a secure and convenient digital payment platform that is ideal for real estate transactions as it facilitates the transfer of funds through a fully digital, straightforward and efficient process. By allowing funds to be sent directly to a verified escrow account, and keeping all parties informed with automated payment receipts, Earnnest ensures a smooth and hassle-free experience. One of its standout features is the customizable payment portal, where payers can easily complete their payments directly on an organization’s website, making it especially beneficial for home builders and other real estate professionals. 

To ensure users can navigate the platform with ease, Earnnest provides each organization with comprehensive onboarding, including custom training sessions, on-demand webinars and detailed resources. Their best-in-class Support team is also always ready to assist with any technical issues, further enhancing the user experience. 

What makes Earnnest different from the rest

What sets Earnnest apart from other digital payment platforms is its commitment to providing irrevocable, secure transactions that protect escrow accounts from pullbacks and charges. Unlike traditional Automated Clearing House (ACH) transfers, which allow chargebacks for up to 60 days, Earnnest uses a proven process within the ACH network to guarantee that only verified funds are deposited into escrow accounts. This approach has safeguarded over $4.5 million in deposited funds, offering unparalleled protection and peace of mind for its partners. With over $2 billion successfully transferred, Earnnest ensures that your transactions are secure and reliable, making it the leading choice for digital earnest money payments. 

A word from Earnnest customers 

Discover how Earnnest has transformed the buying experience for its users. Here’s what some satisfied customers have to say:

“I found paper checks to be dated and unsafe. I knew the process had to be reimagined. It’s not only a matter of convenience for us, it’s a matter of making a change to responsibly protect our clients. Earnnest allows us to have both. The fact that all parties are sent fund-tracking notifications increases the confidence that we seek to build with our clients.”

-Nathan Guinn, Nathan Guinn Real Estate Law

“It’s just peace of mind. With Earnnest you get a notice right away. We’re notified as well as the agent and the buyer. It puts the client at ease. They know it’s legit.”

-Cyndi Tunstead, First Alliance Title

“If I didn’t have checks at all, my bank reconciliation process would be so much easier. I pull up my bank and I can reconcile super easily. Earnnest is our answer! We need to do this—trust me!”

Ashley Self, Keller Williams Realty Madison

The impact of our partnership

This partnership between our team at Riverside Homebuilders and the team at Earnnest is a significant step forward in making the homebuying process more secure and user-friendly for all of our buyers. If you’d like to know more about our partnership with Earnnest or are ready to explore some of our new homes in DFW, give us a call at (817) 601-6230 or fill out our online form today.

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Family moving into new home
*Promotional rate applies to contracts written for a limited time on select homes that close by 11/30/2026.

Buydown Schedule:

*FHA – YR 1 2.99% - YR 2 3.99% - YR 3 4.99% - YR 4-30 5.99% (6.540% APR) based on 3.5% down payment

*VA – YR 1 2.99% - YR 2 3.99% - YR 3 4.99% - YR 4-30 5.99% (6.608% APR) based on 0% down payment

Monthly principal and interest payments paid by the borrower per $1,000 borrowed: FHA/VA—12 payments of $4.21, followed by 12 payments of $4.77, 12 payments of $5.36, and 324 payments of $5.99. Payments exclude property taxes, homeowners insurance, and applicable mortgage insurance or annual guarantee fees; actual payment obligations will be higher.

Offer valid for new contracts on select inventory homes that close on or before 11/30/2026. 5.99% fixed rate with temporary buydown cannot be combined with other offers. FHA Loan APR 6.540% based on available rates as of 9/29/26 with FICO score of 680, Sales Price of $450,000 and 3.5% down payment on a FHA 30 yr fixed term. VA Loan APR 6.608% based on available rates as of 9/29/26 with FICO score of 680, Sales Price of $450,000 and 0% down payment on a VA 30 yr fixed term. All Financing and Rate incentives are based on FHA/VA loans and only valid for customers using Builder Mortgage Direct, a D/B/A of SFMC, LP NMLS # 166487 until rates expire. Offer excludes Bond/Down Payment Assistance loans. Offer subject to credit approval, not all borrowers will qualify. Additional Closing Cost amounts, if any, are dependent on the structure of the loan buyer chooses and are the responsibility of the buyer. Other rate options are available. Seller credit cannot exceed actual closing costs and any unused amounts that cannot be applied will be forfeited. This offer is subject to change or to be discontinued at any time without prior notice. Please contact your Riverside Homebuilders Sales Counselor for further details. Additional adjustments may apply for credit scores below 680.”