What are the advantages of buying a move-in ready home?
Speed is the greatest advantage of quick move-ins. You skip the construction wait and step into a home that’s already built, inspected, and move-in ready. But there’s more: you get to see what you’re buying. Walk the actual floor plan, feel the airflow from those efficient windows, and check out the finished spaces without relying on renderings or imagination. And because every Riverside home is ENERGY STAR Certified from the ground up, you’re locking in lower monthly utility costs from day one, not as an afterthought. Plus, many of our move-in ready homes come with current financing incentives like rate buydowns or closing cost assistance.
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Buydown Schedule:
*FHA – YR 1 2.99% - YR 2 3.99% - YR 3 4.99% - YR 4-30 5.99% (6.540% APR) based on 3.5% down payment
*VA – YR 1 2.99% - YR 2 3.99% - YR 3 4.99% - YR 4-30 5.99% (6.608% APR) based on 0% down payment
Monthly principal and interest payments paid by the borrower per $1,000 borrowed: FHA/VA—12 payments of $4.21, followed by 12 payments of $4.77, 12 payments of $5.36, and 324 payments of $5.99. Payments exclude property taxes, homeowners insurance, and applicable mortgage insurance or annual guarantee fees; actual payment obligations will be higher.
Offer valid for new contracts on select inventory homes that close on or before 11/30/2026. 5.99% fixed rate with temporary buydown cannot be combined with other offers. FHA Loan APR 6.540% based on available rates as of 9/29/26 with FICO score of 680, Sales Price of $450,000 and 3.5% down payment on a FHA 30 yr fixed term. VA Loan APR 6.608% based on available rates as of 9/29/26 with FICO score of 680, Sales Price of $450,000 and 0% down payment on a VA 30 yr fixed term. All Financing and Rate incentives are based on FHA/VA loans and only valid for customers using Builder Mortgage Direct, a D/B/A of SFMC, LP NMLS # 166487 until rates expire. Offer excludes Bond/Down Payment Assistance loans. Offer subject to credit approval, not all borrowers will qualify. Additional Closing Cost amounts, if any, are dependent on the structure of the loan buyer chooses and are the responsibility of the buyer. Other rate options are available. Seller credit cannot exceed actual closing costs and any unused amounts that cannot be applied will be forfeited. This offer is subject to change or to be discontinued at any time without prior notice. Please contact your Riverside Homebuilders Sales Counselor for further details. Additional adjustments may apply for credit scores below 680.”