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A couple closing on a Riverside home using their incentives.December 8, 2022

Exploring our Incentive Options

At the end of the day, our team at Riverside Homebuilders is constantly committed to ensuring that every individual who walks through our doors has the necessary resources available to them in order to make their homebuying process as easy and efficient as possible. With interest rates and affordability still a key topic of discussion throughout the new home construction industry, it’s prudent for all potential homeowners to look into all of the financial options that are accessible to them in order to find the one that best matches their needs. With this in mind, our team at Riverside Homebuilders began offering a few different incentive options that our homeowners could take advantage of, so read on to see which one could be perfect for you.  

2-1 Rate Buydown

When you purchase a Riverside Homebuilders home and work with the team at Cross Country Mortgage to buy down your interest rate, you’ll be eligible for our 2-1 Rate Buydown incentive. With this offering, homeowners will have a 30-year fixed rate loan with options available to buy the interest rate down to as low as 3%, and the first few years of interest will be mainly supported by seller-paid contributions. Borrowers will be able to receive a below-market payment during the early years of the loan without affecting their 30-year interest rate that will deliver the security of a fixed-interest rate through the life of the loan. For more information on this offering, don’t hesitate to contact us at (817) 601-6230. A few additional benefits of this incentive include:

  • 30-year fixed interest rate - not an adjustable (ARM)
  • Available on Conventional, VA, FHA, and USDA financing
  • Seller funded
  • Extended rate cap available for new construction with float down option within the last 30 days prior to close.  

*The 2-1 buydown must be reflected  in the sales contract’s additional terms stating the seller will pay the cost. A Buydown Agreement must be signed by the borrower, seller, and lender. The subsidized payment is part of an escrow account. Rates change daily. The 6.875% rate shown above is an example and subject to change. Not available on all loan programs and cannot be combined with other offers or credits. No cash value. Offer applies to all available homes and expires 12/31/22.

Rate Reducer Incentive

With our Rate Reducer Incentive, future homeowners will receive up to $12,000 that they can use toward closing costs, prepaids or rate buydowns—and the owner’s title policy will be included for homeowners as well. This incentive package is only accessible to homeowners who are using one of Riverside Homebuilder’s preferred lenders to purchase one of our available homes. 

*Limited time only on available homes. Incentive package offered if using Riverside Homebuilders’ Preferred Lenders only. Seller to pay up to 3% in seller concessions not to exceed $12,000. Must be under contract on or before 12/31/22. Contact sales for further details.

Find the incentive that works for you

At Riverside Homebuilders, we are always working to ensure that our homeowners are completely taken care of throughout each step of the homebuying process, and our available incentives are one way to ensure that our homeowners can easily find the home of their dreams. If you’re interested in learning more about the communities we build in or about our  2-1 Rate Buydown incentive or our Rate Reducer Incentive—give us a call at (817) 601-6230 or fill out our online form today.

Let us be your

At Riverside Homebuilders, our goal is to make your journey to owning your dream home as enjoyable as possible. Buying and building your new home is exciting and you should get to enjoy watching your home become a reality. Home is where your story begins.

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“I am having a wonderful experience working with Riverside
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Cindy MorrisSpringtownAug 31, 2023
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